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Joyner Trooper Insurance


rocmoc
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We visited this topic a year ago but I want to see if anything has changed since my renewal is coming up.

I am insured for the street thu Foremost Insurance Company of Grand Rapids, MI. I pay $182 for full coverage, $250,000/$500,000 Liability, $10,000 Comp with $1,000 deductible. My broker is Marc B. Fischer in Scottsdale, AZ. Tel# 480-778-2078.

Anyone have something better? I already tried AAA & Progressive. No Go!

rocmoc n AZ/Mexico

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I get my insurance from State Farm. It took them a while to figure out what it was. I'm paying a little over $500 a year. I think I have a little more coverage but not that much. I figure along with a Trooper policy It is vital to have an umbrella policy. It's real cheap and it stands on top of all your other coverages. It sort of extends the limits. Say someone gets hurt and your responsible. Their medical bills cost $750K and your covered for $250K. You pay the last $500K and if that is all you have, your left pennyless. I think ( my wife handles it ) I'm paying about $200 a year for $1 million in umbrella coverage. Now, the injury woulod have to be $1,250,000 before I have to cough up.

I'm sorry, I don't mean to insult anyone by assuming you don't know about umbrella insurance. This is for those who don't know about it. I'm suprised at how many don't. And IMO is very important.

Lenny

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